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3D Secure Payment

What is the 3D Secure procedure?
The background to this is the second Payment Service Directive of the European Union (Payment Service Directive 2, PSD2 for short). It stipulates that in future customers will have to prove their identity twice for all electronic payments in the European Union.

The 3D secure process is implemented in different ways. The Mastercard SecureCode, for example, enables the cardholder to be verified by means of an additional security code, which must be entered directly at the customer's issuer bank via an external page. With Visa, the process works very similarly using the Verified by Visa principle, in which the issuer sets a password and a personal security message when registering.

The 3-D Secure process should therefore bring more security and trust for Internet customers and shop operators alike. On the other hand, an additional step and a redirection are necessary during the ordering process in the online shop.


How does the 3D Secure process work with my credit card?
Further information on 3D-Secure can be found on the Visa and Mastercard websites:

Verified by Visa: https://www.visa.de/bezahlen-mit-visa/genuchte-technologien/verified-by-visa.html
Mastercard Identity Check: https://www.mastercard.de/de-de/privatkunden/produkte-features/features/idcheck.html


Has my credit card been activated for 3d Secure?
So far, not all consumers have been activated for the new 3D Secure process at their bank. Please ask your credit card company about the activation of your cards for the 3D Secure process.

Payment

You can pay by credit card or via PayPal. When you check out, you will be redirected to the respective payment page.
All payment interfaces are encrypted for your security.

Shipping

In the shopping cart, the shipping costs will be displayed after entering your country and ZIP code.

Taxes

For invoice addresses in the EU, the prices are subject to the VAT rate of the respective manufacturer country.
If you are an entrepreneur in the EU, please specify your VAT ID. In this case, you will be able to tax-optimize your order.
No VAT is charged for all other countries.

Customs regulations

When you are logged in to your customer account, we will use your address details, country information, or IP address to determine your location. Taxes may be incurred for shipments to overseas delivery addresses. The tax values will be displayed in your shopping cart and be calculated immediately.

Any import VAT or customs duties will be borne by the respective manufacturer; thus, you will only pay the amount that is displayed during the order process.